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Buy Now Pay Later for NZ Manufacturing Businesses

Helping New Zealand manufacturers offer Buy Now, Pay Later to customers - while getting paid upfront.

How it works Book Demo
Pay in 6 with PaidTerms
Increase order value

Increase order value

BNPL typically increases average order value by 15-40%

Get paid faster

Get paid faster

Instead of waiting for the 20th of the month, bring that revenue forward

Discount less

Discount less

Stop offering discounts and start offering instalments

Why Manufactures use PaidTerms

Industries Book Demo
Revenue

Increase Minimum Order Quantity

Most buyers want to meet higher MOQs, but cash flow holds them back. By offering instalments while still getting paid upfront, you can raise your minimum order requirements confidently - without cutting into profitability.

Advantage

Win More Customers With Better Terms

Flexible instalments make your offering more compelling. With PaidTerms, you’re delivering modern payment technology that buyers value and choose you for.

Retain

Happier Customers Buy More & Stay Longer.

Flexible instalments make your offering more compelling. With PaidTerms, you’re delivering modern payment technology that buyers value and choose you for.

How it works

How It Works - PaidTerms

We give you a designated payment link to send to customers. Add it to your invoice email and let the buyer choose terms.

Send payment link

Your customer can split the invoice into 3, 6, 9, or 12 monthly instalments at checkout.

Customer chooses terms

PaidTerms runs a quick business check using NZBN and Centrix to confirm the buyer's details and approve the transaction.

We verify the buyer instantly

You receive the full invoice amount upfront, and your customer pays it off in instalments through PaidTerms.

You get paid, they get terms

Cash flow speed

Paid upfront on every order, giving your business instant and predictable cash flow.

Unlock bigger orders

Use flexible instalments as a sales tool to confidently pitch and close larger, higher-value orders.

Competitive advantage

Offering instalments sets you apart and helps you win more customers.
Explore All Industries

Tailored BNPL for Your Industry

We understand the unique challenges manufacturers face. Our flexible payment solutions are designed to help you grow sales across diverse sectors.

Commercial Furniture

Commercial Furniture

Help customers upgrade spaces sooner by removing the upfront cost barrier on larger office and commercial projects.

Learn more
Packaging Manufacturers

Packaging Manufacturers

Enable bigger, more efficient bulk orders so customers aren't limited by monthly cash flow constraints.

Learn more
Building Materials

Building Materials

Support contractors and builders with flexible payment terms on materials for larger construction projects.

Learn more
Blog Section - B2B BNPL

Latest from Our Blog

Explore how B2B Buy Now, Pay Later is transforming manufacturing and supplier relationships across New Zealand

Read Blog
NZ Manufacturing Sectors

New Zealand Manufacturing Sectors Shifting to B2B BNPL

These manufacturing verticals are adopting B2B BNPL to unlock growth

Read Article
Benefits of B2B BNPL

The Top 4 Biggest Benefits of using B2B BNPL

Why B2B Buy Now, Pay Later Is Becoming a Growth Tool for Suppliers

Read Article
Winning Manufacturing Deals

Winning Manufacturing Deals Without Discounting

Manufacturing sales in New Zealand are highly competitive.

Read Article

Your questions answered

What is PaidTerms?

PaidTerm lets your customers pay invoices via instalments while you get paid upfront. It makes large B2B invoices easier to close and protects your cash flow.

Invoice factoring vs B2B BNPL – what’s the difference?

Invoice factoring means selling your invoices to get cash fast. B2B BNPL lets your customers pay later in instalments while you still get paid upfront.

Trade Credit vs B2B BNPL – what’s the difference?

Trade credit gives customers extra time to pay, but suppliers carry the risk and wait on cash flow.
B2B BNPL offers the same flexibility to the customer, but you get paid upfront while we take on the risk. It’s faster, digital, and comes with transparent instalment options.

Will my customer have their credit report pulled?

Your invoice will be paid the same day or next business day.

How fast does my invoice get paid?

Your invoice will be paid the same day or next business day.

Who pays the fee?

The end customer pays the fee. It’s fully transparent and included in their instalment plan, starting from as low as 3.5% depending on the term they choose.

What payment terms does my customer get?

We offer instalments up to 12 months.

How does my customer pay?

Your customer pays through a secure payment link that we generate for you. Simply add the link to the bottom of your invoice, and they can complete their instalment plan online in just a few clicks.