Pay Your Supplier Invoices in Instalments with PaidTerms
Spread the cost of your supplier invoices over time — no lump sum payments, no cash flow stress. Keep your business moving while you pay at a pace that works for you.
Spread the cost of your supplier invoices over time — no lump sum payments, no cash flow stress. Keep your business moving while you pay at a pace that works for you.
Large supplier invoices shouldn't mean choosing between paying your bills and growing your business. PaidTerms splits your invoice into 3 monthly payments — so your cash stays in your account, working for you.
Don't let tight cash cycles force you into smaller orders. With PaidTerms, you can place the order your business actually needs and spread the cost — without renegotiating terms with your supplier every time.
Every dollar tied up in a supplier invoice is a dollar that can't fund your next opportunity. PaidTerms frees up working capital so you can take on more jobs, more stock, and more growth — without waiting for the 20th.
When your supplier uses PaidTerms, you'll receive a payment link alongside your invoice. It's their way of giving you the flexibility to pay over time — no need to negotiate terms or ask for an extension.
Complete a short application to see if your business qualifies. We use your NZBN and a quick credit check to verify your details — it only takes a few minutes and won't affect your credit score.
Your invoice is split into monthly payments. Your supplier gets paid in full upfront by PaidTerms, and you pay us back over monthly instalments — keeping your cash flow healthy while your stock is already working for you.
PaidTerms is built for NZ businesses that want to keep moving. Split your supplier invoices into monthly payments, get approved in minutes, and put your capital back to work.
95%
Approval rate
3 mins
Average approval time
Upfront
Supplier gets paid immediately
90 days
Average cashflow extension