We help electronics suppliers offer flexible payment terms to retailers and resellers, enabling larger inventory orders while you get paid upfront with reduced credit risk.
We give you a designated payment link to send to customers. Add it to your invoice email and let the buyer choose terms.
Your customer can split the invoice into 3, 6, 9, or 12 monthly instalments at checkout.
PaidTerms runs a quick business check using NZBN and Centrix to confirm the buyer's details and approve the transaction.
You receive the full invoice amount upfront, and your customer pays it off in instalments through PaidTerms.
B2B BNPL allows your business customers to split a computer or electronics invoice into instalments (typically 3, 6, or 9 months) while you continue supplying products as normal. The buyer selects an instalment option at quote or invoice stage and pays monthly, while you receive the full invoice value upfront—without needing to offer in-house credit terms or manage receivables.
Yes. B2B BNPL is designed for high-value electronics purchases such as bulk computer hardware, servers, networking equipment, point-of-sale systems, AV setups, and full IT infrastructure rollouts. It enables businesses to secure the technology they need and lock in pricing without paying the full invoice upfront.
Yes. In a B2B BNPL model, the supplier is paid upfront and in full once the transaction is approved. The customer then repays the BNPL provider over time. This improves cash flow, removes outstanding receivables from your balance sheet, and allows you to scale sales without extending credit internally.
B2B BNPL is designed to reduce credit risk for electronics suppliers. The BNPL provider assesses the buyer and manages repayment, rather than the supplier carrying the risk or chasing overdue invoices. While terms vary by provider, repayment risk is typically assumed by the BNPL provider—not your business.
When buyers can spread payments, they’re less likely to downsize orders, delay upgrades, or remove optional hardware. This often results in larger system purchases, higher acceptance of complete solutions, and fewer price-driven negotiations. Instead of discounting to win deals, manufacturers can use payment flexibility to increase conversions and average order value.