Offer instalments directly from Xero
PaidTerms pulls in your Xero invoices automatically so customers can pay over time while everything stays synced and reconciled in Xero.
Takes about 2 minutes to connect
Works with the invoices you've already got in Xero
You don't change how you invoice. PaidTerms connects to your Xero and does the rest — pulling invoice amounts, sending payment links to your customers, and posting payments back when they land.
Three steps from Xero to paid
Connect Xero
One-click OAuth — no API keys, no developer setup. Links to your Xero in 2 minutes.
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Send an instalment offer
Your Xero invoices appear in PaidTerms. Click "Offer instalments" and a pre-filled email goes to your customer. One click. Done.
Customer pays, Xero updates
Customer enters their invoice number — amount confirmed live from Xero. When they pay, PaidTerms handles the rest.
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Automatic Reconciliation
Your Xero books stay clean without you touching a thing. Every payment, every instalment, every fee — posted automatically on both sides.